Retirement Visa Bali: Costs, Rules and Requirements
Short answer: A retirement visa in Bali is the Retirement KITAS. It is for foreigners aged 55 and over, lasts one year at a time and can be renewed each year. You need proof of pension or regular income, health insurance and a rental agreement in Indonesia. You must also attend a biometric appointment in person. It does not allow you to work.
How we help: we check that you qualify, prepare and file your Retirement KITAS, and tell you exactly when to attend immigration.
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A retirement visa in Bali, officially the Retirement KITAS, lets foreigners aged 55 and over live in Indonesia for one year at a time, renewable annually, without working. State fees run from around Rp 3,500,000 to Rp 3,750,000 for the visa and permit combined, before agent charges. You need proof of pension or monthly income, health insurance, and a signed rental agreement in Indonesia. Since May 2025, every applicant must attend an in-person biometric appointment at an immigration office in Bali. It does not grant land ownership rights.
We file Retirement KITAS applications as a licensed agent working out of Denpasar, Sanur and Ubud, and we tell clients plainly before they pay anything if a different route, such as the Second Home Visa, fits their situation better. A first consultation costs nothing. Message us on WhatsApp at +62 877-9626-0478 or use our contact page to send your details, and see the full range of visa services we handle in Bali if you want the wider picture first.
- What is a retirement visa in Bali
- Bali retirement visa cost
- Retirement visa requirements
- Three routes to a retirement visa for Bali, and they are not the same
- How the retirement visa application works, step by step
- Can you buy property with a retirement visa in Bali
- The most expensive mistake
- Get help with your application
- FAQ
What is a retirement visa in Bali
A retirement visa in Bali, known officially as the Retirement KITAS, is a one-year renewable stay permit for foreigners aged 55 and above. It is issued under immigration rules that require a local sponsor or licensed agent to file the application for you. You cannot walk into the immigration office in Denpasar and apply for it yourself. The sponsor handles the VITAS entry permit first, then converts it to the ITAS stay permit once you land at Ngurah Rai airport. We cover how this sponsor relationship actually works in our guide to Bali visa agency services, since the distinction matters when you are comparing quotes.
It is a residence permit, not a citizenship pathway and not a route to property ownership. It allows multiple exits and re-entries through Ngurah Rai, a local bank account, and legal residence in Badung, Gianyar or wherever you choose to rent. It does not allow paid work of any kind, including remote work for a foreign company while you are physically in Bali. Immigration in both Bali and Jakarta treats that as a violation regardless of where the salary lands.
Bali retirement visa cost
The Bali retirement visa cost has two layers: the official government fee and the agent or law firm fee for handling the application. People confuse these constantly, and some agents quote a single bundled number without separating them, which makes it hard to know what you are actually paying for.
Under PP No. 45/2024, the state charges are fixed regardless of which office or agent you use:
| Item | Official fee (Rp) | Notes |
|---|---|---|
| VITAS entry permit | 500,000 | Per application, paid before entry |
| ITAS, 1 year | 3,000,000 | Converted after arrival |
| ITAS, 5 years | 7,000,000 | Rarely used for the retirement route, more common on other KITAS types |
For a standard one-year Retirement KITAS, the state fees total around Rp 3,500,000. Agent and legal service packages sit above that once you add document preparation, sponsor letters, biometric appointment scheduling and the annual extension service. Ask any provider to itemise the state fee separately from their service fee before you sign anything. If a quote will not break that down, treat it as a warning sign, not a convenience.
Retirement visa requirements
To qualify, you need to satisfy five conditions, and immigration checks all of them at the biometric appointment, not just on paper at submission:
- Age: 55 or older on the date of application.
- Financial proof: evidence of pension or monthly income, typically shown through bank statements or a pension provider letter.
- Accommodation: a signed rental agreement for a property in Indonesia, whether in Kerobokan, Sanur, Ubud or elsewhere in Badung or Gianyar regency.
- Insurance: valid health and life insurance covering your stay.
- No employment: a signed declaration that you will not work in Indonesia during the visa period.
Your passport also needs at least 18 months of validity remaining at the time of application, since Indonesian immigration will not process a KITAS against a passport nearing expiry. This trips up more applicants than any other single document, because people check the expiry date against their travel dates rather than against the full KITAS validity period plus renewal buffer.
If you plan to bring a spouse or children along, that is a separate filing. Dependents are covered under a Bali Family Visa, not folded into the Retirement KITAS itself.
Three routes to a retirement visa for Bali, and they are not the same
The phrase "retirement visa" gets used loosely to describe three legally distinct permits. Confusing them leads people to apply for the wrong one, lose the application fee, and start over.
| Retirement KITAS | Second Home Visa (E33) | Golden Visa | |
|---|---|---|---|
| Duration | 1 year, renewable | 5 or 10 years | 5 or 10 years |
| Sponsor needed | Yes, agent or sponsor | No | No |
| Age limit | Typically 55+ | None | None |
| Financial test | Pension or income | Rp 2 billion in a state bank, or qualifying property | USD 350,000 (5yr) or USD 700,000 (10yr) in bonds, shares or funds |
| Work permitted | No | No | No, unless separately permitted |
The Second Home Visa has no age requirement at all, which is why a growing number of applicants in their 40s and early 50s use it instead of waiting to qualify for the Retirement KITAS. The Rp 2 billion deposit has to sit in an Indonesian state bank and be maintained, not shown once and withdrawn. The Golden Visa property route is USD 1,000,000 in a strata title unit or apartment, not a landed villa. Marketing that describes a "Bali villa Golden Visa" is describing something that does not exist under the current rule.
How the retirement visa application works, step by step
The sequence stays the same no matter which country you are flying in from: sponsor files the VITAS, you enter Indonesia on it, then convert to ITAS locally.
- Initial consultation and eligibility check. We confirm you meet the age, income and insurance thresholds before filing anything, since a rejected application still costs the state fee.
- Document preparation. Passport with 18 months validity, passport photos, proof of pension or income, insurance policy, and a signed rental agreement for accommodation in Bali.
- VITAS submission. Filed with Indonesian immigration before you travel, or from within Indonesia if you are converting from another visa type.
- Arrival and biometric appointment. Since May 2025, this step must happen in person at a local immigration office, commonly the Denpasar office for South Bali, Jimbaran for parts of Badung, or Singaraja for North Bali residents. There is no remote or fully online alternative, regardless of what any agent advertises.
- ITAS issued. Processing from submission to approval typically runs 4 to 8 weeks, though this varies by office workload and season, and it is worth building in a buffer if your current visa is close to expiring.
- Annual renewal. The Retirement KITAS is valid one year and must be renewed annually with fresh proof of income and insurance.
If you are also thinking about setting up a business alongside your retirement plans, note that a Retirement KITAS does not permit any commercial activity. Anyone wanting to run a company from Bali should look at PT PMA company setup and its costs as a separate track entirely. And if the goal is actual paid work rather than retirement, that runs through a work visa and KITAS application, not this one.
Can you buy property with a retirement visa in Bali
No, not directly, and this is where people lose money. A Retirement KITAS does not grant land ownership rights, and owning property does not automatically grant residence either. The two are separate legal questions that happen to intersect.
What a foreigner can hold is Hak Pakai, a right-to-use title, and the eligibility test for it is immigration documentation such as a visa, passport or valid stay permit. A KITAS is not strictly required by the regulation, though land offices in Badung and Gianyar frequently ask for one anyway in practice, which catches buyers off guard when they assumed the statute alone would suffice.
Minimum purchase prices for foreigners in Bali currently sit at Rp 5 billion for a landed house and Rp 2 billion for a strata unit. Before signing anything, run proper property due diligence in Bali and use a licensed notary and PPAT to draft the Hak Pakai deed correctly. A retirement visa and a property purchase should be handled as two separate legal files, not bundled into one conversation with a single agent.
The most expensive mistake: treating an agent's bundled quote as the full picture and assuming a KITAS or property purchase gives rights it does not. The costliest errors we see are retirees who buy a landed villa believing the purchase itself secures their residence, or who let their KITAS lapse because they assumed remote renewal was still possible after May 2025. Both mistakes are avoidable with a short conversation before you commit funds.
Get help with your application
If you have a specific situation, such as an income source that is hard to document, a property purchase you are weighing alongside your visa, or a passport nearing its expiry window, send the details on WhatsApp at +62 877-9626-0478 or through our contact page. The first consultation is free, and we will tell you plainly which route fits before you pay for anything. You can also see our full range of legal and immigration services in Bali or read about our visa agency work if you want the wider picture first.
FAQ
What is the age requirement for a Bali retirement visa?
The Retirement KITAS is typically available from age 55 and above. There is no upper age limit. Applicants younger than 55 who want long-term residence in Bali generally look at the Second Home Visa instead, which has no age requirement but requires a Rp 2 billion deposit in a state bank or equivalent qualifying property.
How much does a Bali retirement visa cost?
The official state fees total roughly Rp 3,500,000 for a one-year Retirement KITAS, made up of a Rp 500,000 VITAS entry permit and a Rp 3,000,000 ITAS. Agent or law firm service fees sit on top of that and vary by provider. Always ask for the government fee itemised separately from the service fee.
What are the main retirement visa requirements?
You need to be 55 or older, show proof of pension or monthly income, hold health and life insurance, have a signed rental agreement for accommodation in Indonesia, and hold a passport valid at least 18 months. You also sign a declaration that you will not take paid work in Indonesia during the visa period.
Can I work in Indonesia on a retirement visa?
No. Neither the Retirement KITAS nor the Second Home Visa permits any paid work, including remote work for a foreign employer while physically present in Bali. Working legally requires a separate work permit and matching stay permit, which is a different application entirely from a retirement route.
Do I need to attend immigration in person for a retirement visa in Bali?
Yes. Since May 2025, all KITAS applications and renewals require an in-person biometric appointment at an Indonesian immigration office, such as the offices serving Denpasar, Jimbaran or Singaraja in Bali. Fully remote processing through an agent, whatever is advertised, is no longer available under current procedure.
Can I buy a villa in Bali and get residence through it?
Not directly. Property ownership and immigration status are separate legal matters in Indonesia. There is no landed-house Golden Visa route. The Golden Visa property option requires USD 1,000,000 in a strata title unit or apartment specifically, not a landed villa, and it does not substitute for a Retirement KITAS or Second Home Visa application.
How long does a retirement visa application take to process?
Processing typically takes 4 to 8 weeks from submission to approval, though this varies by immigration office workload, season, and how complete your documents are on first submission. Applying with a buffer of at least two months before any existing visa expires avoids the gap that causes overstays.
What is the difference between a retirement visa and the Second Home Visa in Bali?
The Retirement KITAS requires an applicant aged 55 or over, a sponsor or agent to file it, and proof of pension or income, and it runs one year at a time. The Second Home Visa has no age limit, needs no sponsor, and runs five or ten years, but requires Rp 2 billion held in an Indonesian state bank or equivalent qualifying property. Neither permits paid work.